New to practising medicine in Australia? The clinical transition is only half the challenge. Getting your finances right early can have a long-term impact on your income, lifestyle, and future options.
This practical, GP-focused session cuts through the complexity of Australia’s financial system and highlights what matters most for doctors who have trained or worked overseas.
We’ll cover:
- How Australia’s superannuation system really works for medical professionals, and how to avoid costly missteps early on
- Income protection, life and TPD insurance — what’s essential, what’s optional, and what’s often over- or under-insured
- Tax structuring and deductibility opportunities commonly missed by expat doctors
- The most frequent financial mistakes we see expats make in their first few years
- How the right financial advice can support your career progression, wealth creation, and long-term flexibility in Australia
Designed specifically for expat and internationally trained GPs, this webinar will help you make confident, informed financial decisions so your finances support your career, rather than becoming another source of stress.
Don’t miss out on this incredible opportunity to enhance your knowledge and connect with a community of passionate individuals. Register now to secure your spot!
Presenters:
Dr April Armstrong is a UWA Graduate of 2008 and completed the six-year undergraduate program as a mature age student and single parent to three daughters. During her student years she provided mentorship to the newly developed post-graduate program, was employed by UWA as a tutor and lab demonstrator and worked as volunteer at the bariatric outpatient’s clinic at Sir Charles Gairdner Hospital, as well as aiding with fundraising for the Cancer Support program established by Haematologist Dr David Joske. She was nominated for the WA intern of the year in 2009. In 2010 after completing internship, she relocated to Adelaide to complete DRANZCOG training and undertake GP training in Clare. In 2013 she returned to WA moving to Kalgoorlie and opening Collins Street Surgery for which she won the WA Telstra Businesswomen of the year 2015 in the start-up category. This was the catalyst for starting financial literacy education for health professionals.
In 2015 the Business for Doctors group was established to assist Doctors better understand business and finances, and provide them with a means to financial security, this group has grown to support over 50,000 Doctors and 20,000 other health professionals and practice owners in Australia, New Zealand and the UK. April is passionate about the Business of Medicine, ensuring that excellence in patient care is the key outcome of all business decisions. She has published five versions of her MBS Education for General Practice which provides Doctors with compliance and coding education. April has co-authored and edited the book ‘Financial Literacy for Health Professionals which has gathered industry experts’ opinions. She supports and mentors students from the John Flynn Scholarship program and is an advocate for international medical graduates and simplifying their pathway to engagement in the Australian health care system.
April is the Founder and Director of Business for Doctors, BFD Education, BFD Imports, Grow Medical Group, and joint director and owner of BFD Finance.
Richard Burton – In the Role of Director and Operations Manager at BFD Financial Planning and with over 20 years in the financial services industry, Rich has wide-ranging experience, having owned and managed advice businesses in the United Kingdom and Australia. Emigrating in 2011 and quickly building a strong network he honed his understanding of the Australian financial system whilst working for Westpac and St George. More recently with Zurich Australia, with development and leading a sales team as the head of WA. With his innate ability to form strong and lasting connections, Rich brings a strong pedigree, an eye for detail, and a history of building an energetic business culture. As well as playing an integral part in the founding of BFD Financial Planning alongside April Armstrong and will act as the Director of Operations moving forward. Away from work, Rich enjoys spending time with his wife and two children whenever he isn’t on the golf course.
Thomas Rutter – With extensive experience in financial planning, Tom is dedicated to helping Medical Professionals and their families achieve financial security and long-term success. Much like a trusted doctor who takes the time to understand their patient’s history and prescribe the right course of treatment, he focuses on building strong, lasting relationships by truly understanding his clients’ financial goals and tailoring his advice to support their best interests.
Seeing the positive outcomes of this approach—whether its helping clients grow their wealth, protect their assets, or retire comfortably—this continues to fuel Tom’s passion for what he does. Tom take pride in my strategic thinking, analytical mindset, and ability to simplify complex financial matters, empowering clients to make confident, informed decisions.
Supporting family members through their own retirement journeys, Tom has further deepened his commitment to delivering thoughtful, personalised financial solutions. Just as good health requires ongoing care, lasting financial well-being depends on proactive, trusted guidance—something he strives to provide every day